4380 - Employee Medical Health and Dental Insurance
Adoption Date: 10/19/2015
Revision History: Reviewed 12/14/2020
The Board of Education shall provide eligible employees with group health care insurance coverage which includes dental. Health care insurance coverage is available to full-time employees (regularly scheduled to work at least 30 hours per week) as of the first day of the month following completion of thirty days of employment with the District. Employees must satisfy such other conditions and requirements as may be in force under the plan at the time of eligibility or entry. Unless otherwise provided in a collective bargaining agreement, employees may opt out of the school district plan by providing proof of coverage by an outside health insurance plan.
Employer/Employee contribution rates shall be governed by the terms of the various collective bargaining agreements. Full time employees not covered by collective bargaining agreements shall be eligible to participate in the same plans offered to teachers except that the employer/employee contribution rates for such plans shall be set annually by the Superintendent. Eligibility for the employer contribution of premium cost shall cease for each employee upon termination of employment.
Premiums paid by the employee shall be made pursuant to a salary reduction agreement under the school district's Flexible Benefit Plan. Premiums are excluded from the employee's income and social security tax base and accordingly, are paid by the employee on a pretax basis. Employees shall execute any documents or agreements required by the school district as administrator of the Flexible Benefit Plan to effectuate the employee's election and agreement to pay his/her required premiums for group health insurance on a pretax basis under the Flexible Benefit Plan. Any employee who fails to file the required salary reduction agreement shall be deemed to have elected under the Flexible Benefit Plan to pay the required premiums for the health insurance coverage of the employee (and his/her dependents if applicable) through a reduction in salary, and the school district shall be authorized to reduce and withhold the required premiums from the employee's salary as a pretax contribution to the Flexible Benefit Plan.